NCAC Table of Contents
NCAC
NCAC > Title 04 - Commerce > Chapter 03 - Banking Commission
Chapter 03 (consolidated)Banking CommissionHTML | DOC
SubChapter AHTML | DOC
04 NCAC 03A .0101NAME: LOCATION AND ADDRESSHTML | DOC
04 NCAC 03A .0102-0107REPEALEDHTML | DOC
04 NCAC 03A .0201-0206REPEALEDHTML | DOC
04 NCAC 03A .0301-0305REPEALEDHTML | DOC
 
SubChapter BHTML | DOC
04 NCAC 03B .0101PETITIONSHTML | DOC
04 NCAC 03B .0102NOTICEHTML | DOC
04 NCAC 03B .0103HEARINGSHTML | DOC
04 NCAC 03B .0104REPEALED - TEMPORARY RULESHTML | DOC
04 NCAC 03B .0105DECLARATORY RULINGSHTML | DOC
04 NCAC 03B .0201-.0206REPEALEDHTML | DOC
04 NCAC 03B .0207REPEALED - WAIVERHTML | DOC
04 NCAC 03B .0208REPEALED - DEPOSITIONSHTML | DOC
04 NCAC 03B .0209-.0218REPEALEDHTML | DOC
04 NCAC 03B .0219DEFINITIONSHTML | DOC
04 NCAC 03B .0220HEARINGSHTML | DOC
04 NCAC 03B .0221APPLICATION OF THE RULES OF CIVIL PROCEDUREHTML | DOC
04 NCAC 03B .0222FILING OF DOCUMENTSHTML | DOC
04 NCAC 03B .0223REQUEST FOR A HEARINGHTML | DOC
04 NCAC 03B .0224DATE, TIME AND LOCATION OF HEARING; MOTIONS TO CONTINUEHTML | DOC
04 NCAC 03B .0225MOTIONSHTML | DOC
04 NCAC 03B .0226PRE-HEARING CONFERENCEHTML | DOC
04 NCAC 03B .0227HEARINGSHTML | DOC
04 NCAC 03B .0228STIPULATIONSHTML | DOC
04 NCAC 03B .0301APPOINTMENT OF APPELLATE PANELHTML | DOC
04 NCAC 03B .0302RECORD ON APPEAL; HEARING DATE; MEMORANDA OF LAWHTML | DOC
04 NCAC 03B .0303ORAL ARGUMENTHTML | DOC
04 NCAC 03B .0304COMMISSION REViEW OF APPELLATE PANEL'S RECOMMENDED DECISIONHTML | DOC
 
SubChapter CHTML | DOC
04 NCAC 03C .0101-.0104REPEALEDHTML | DOC
04 NCAC 03C .0105-0106REPEALEDHTML | DOC
04 NCAC 03C .0107REPEALED - BANK CERTIFICATEHTML | DOC
04 NCAC 03C .0108REPEALED - JUDICIAL REVIEWHTML | DOC
04 NCAC 03C .0109REPEALED - APPLICATION TO ESTABLISH BANK: CONDITIONAL APPROVALHTML | DOC
04 NCAC 03C .0110REPEALED - ORGANIZATIONAL EXPENSESHTML | DOC
04 NCAC 03C .0111REPEALED - NATIONAL BANK CONVERSIONHTML | DOC
04 NCAC 03C .0112REPEALED - ELIMINATION OF DIRECTOR LIABILITYHTML | DOC
04 NCAC 03C .0201REPEALED - ESTABLISHMENT OF BRANCHESHTML | DOC
04 NCAC 03C .0202REPEALED - DISCONTINUANCEHTML | DOC
04 NCAC 03C .0203-.0204REPEALEDHTML | DOC
04 NCAC 03C .0301REPEALED - CHANGE OF LOCATION OF MAIN OFFICE, BRANCH OR LTD SVC FACILITYHTML | DOC
04 NCAC 03C .0302-0306REPEALEDHTML | DOC
04 NCAC 03C .0401REPEALED - APPLICATIONHTML | DOC
04 NCAC 03C .0402REPEALED - PUBLICATIONHTML | DOC
04 NCAC 03C .0403-.0405REPEALEDHTML | DOC
04 NCAC 03C .0406REPEALED - FILING WITH SECRETARY OF STATEHTML | DOC
04 NCAC 03C .0407REPEALED - WAIVER BY COMMISSIONERHTML | DOC
04 NCAC 03C .0501-0502REPEALEDHTML | DOC
04 NCAC 03C .0503REPEALED - DAYS AND HOURS OF REGULAR OPERATIONHTML | DOC
04 NCAC 03C .0601-0602REPEALEDHTML | DOC
04 NCAC 03C .0701 - .0703REPEALEDHTML | DOC
04 NCAC 03C .0704-0705REPEALEDHTML | DOC
04 NCAC 03C .0801-.0804REPEALEDHTML | DOC
04 NCAC 03C .0805-0806REPEALEDHTML | DOC
04 NCAC 03C .0807REPEALED - SUBSIDIARY INVESTMENT APPROVALHTML | DOC
04 NCAC 03C .0901BOOKS AND RECORDSHTML | DOC
04 NCAC 03C .0902REQUIRED ACCOUNTSHTML | DOC
04 NCAC 03C .0903RETENTION: REPRODUCTION AND DISPOSITION OF BANK RECORDSHTML | DOC
04 NCAC 03C .0904LETTERS OF CREDITHTML | DOC
04 NCAC 03C .0905investment authorityHTML | DOC
04 NCAC 03C .1001LOAN DOCUMENTATIONHTML | DOC
04 NCAC 03C .1002LEASING OF PERSONAL PROPERTYHTML | DOC
04 NCAC 03C .1101-.1102REPEALEDHTML | DOC
04 NCAC 03C .1103-1105REPEALEDHTML | DOC
04 NCAC 03C .1201-.1202REPEALEDHTML | DOC
04 NCAC 03C .1301REPEALED - ANNUAL VACATIONHTML | DOC
04 NCAC 03C .1302REPEALED - SHARE PURCHASE AND OPTION PLANSHTML | DOC
04 NCAC 03C .1303REPEALED - INSIDER TRANSACTIONSHTML | DOC
04 NCAC 03C .1401REQUIREMENT OF RESERVE FUNDHTML | DOC
04 NCAC 03C .1402BASIS FOR COMPUTATION AND MAINTENANCEHTML | DOC
04 NCAC 03C .1403REPEALED - RESERVE FUND DEFINEDHTML | DOC
04 NCAC 03C .1501-.1502REPEALEDHTML | DOC
04 NCAC 03C .1601FEES, COPIES AND PUBLICATION COSTSHTML | DOC
04 NCAC 03C .1701REPEALED - DEFINITIONSHTML | DOC
04 NCAC 03C .1702ESTABLISHMENT OF A NON-BRANCH BANK BUSINESS OFFICE (nbbo)HTML | DOC
04 NCAC 03C .1703-.1704REPEALEDHTML | DOC
04 NCAC 03C .1801ESTABLISHMENT OF COURIER SERVICESHTML | DOC
04 NCAC 03C .1802REPEALED - COMPLIANCE AND DISCLOSURE REQUIREMENTSHTML | DOC
 
SubChapter DHTML | DOC
04 NCAC 03D .0101REPEALED - APPLICATIONHTML | DOC
04 NCAC 03D .0102-0104REPEALEDHTML | DOC
04 NCAC 03D .0105DEFINITIONsHTML | DOC
04 NCAC 03D .0201reports OF condition of state TRUST entitiesHTML | DOC
04 NCAC 03D .0202REPEALED - REPORT OF TRUST DEPARTMENTHTML | DOC
04 NCAC 03D .0301REPEALED - DEFINITIONSHTML | DOC
04 NCAC 03D .0302ADMINISTRATION OF trust businessHTML | DOC
04 NCAC 03D .0303BOOKS AND RECORDSHTML | DOC
04 NCAC 03D .0304COLLECTIVE INVESTMENTHTML | DOC
04 NCAC 03D .0305REPEALED - USE OF SECURITIES CLEARING CORPORATIONSHTML | DOC
 
SubChapter EHTML | DOC
04 NCAC 03E .0101APPLICATIONHTML | DOC
04 NCAC 03E .0102APPROVALHTML | DOC
04 NCAC 03E .0103-0105REPEALEDHTML | DOC
04 NCAC 03E .0106REPEALED - MOTOR VEHICLE LENDERSHTML | DOC
04 NCAC 03E .0201OPERATION OF OTHER BUSINESS IN SAME OFFICEHTML | DOC
04 NCAC 03E .0202-0203REPEALEDHTML | DOC
04 NCAC 03E .0204TRANSFER OF LICENSE AND CHANGE OF LOCATIONHTML | DOC
04 NCAC 03E .0301REPEALED - CHANGE OF OWNERSHIP OR MANAGEMENTHTML | DOC
04 NCAC 03E .0302ANNUAL REPORTHTML | DOC
04 NCAC 03E .0401EXAMINATIONHTML | DOC
04 NCAC 03E .0402REPORTS OF EXAMINATIONHTML | DOC
04 NCAC 03E .0501-0502REPEALEDHTML | DOC
04 NCAC 03E .0601BOOKS AND RECORDSHTML | DOC
04 NCAC 03E .0602COLLECTION PRACTICESHTML | DOC
04 NCAC 03E .0603REPEALED - DEFERMENT CHARGESHTML | DOC
 
SubChapter FHTML | DOC
04 NCAC 03F .0101-0103REPEALEDHTML | DOC
04 NCAC 03F .0104-0105REPEALEDHTML | DOC
04 NCAC 03F .0201DEFINITIONSHTML | DOC
04 NCAC 03F .0202REPEALED - PERMISSIBLE INVESTMENTSHTML | DOC
04 NCAC 03F .0301APPLICATION FOR A LICENSEHTML | DOC
04 NCAC 03F .0302-.0304REPEALEDHTML | DOC
04 NCAC 03F .0401REPEALED - CERTIFICATE OF AUTHORITYHTML | DOC
04 NCAC 03F .0402SURRENDER OF LICENSEHTML | DOC
04 NCAC 03F .0501GENERALLY ACCEPTED ACCOUNTING PRINCIPLESHTML | DOC
04 NCAC 03F .0502-.0503REPEALEDHTML | DOC
04 NCAC 03F .0504AGENT ACTIVITY REPORTSHTML | DOC
04 NCAC 03F .0505AMENDMENTS TO APPLICATIONHTML | DOC
04 NCAC 03F .0506REVOCATION OR CANCELLATION OF SURETY BONDHTML | DOC
04 NCAC 03F .0507CEASING OPERATIONSHTML | DOC
04 NCAC 03F .0508IMPAIRMENT OF MINIMUM NET WORTHHTML | DOC
04 NCAC 03F .0509DISHONOR OR DEFAULT IN PAYMENT INSTRUMENTHTML | DOC
04 NCAC 03F .0601RECORD AND BOOKKEEPING REQUIREMENTSHTML | DOC
04 NCAC 03F .0602EXAMINATION FEEHTML | DOC
04 NCAC 03F .0701REPEALED - HEARINGSHTML | DOC
 
SubChapter GHTML | DOC
04 NCAC 03G .0101-0103REPEALEDHTML | DOC
04 NCAC 03G .0104REPEALED - DEFINITIONS; FILINGSHTML | DOC
04 NCAC 03G .0201-0202REPEALEDHTML | DOC
04 NCAC 03G .0203REPEALED - EXPIRATION AND RENEWALHTML | DOC
04 NCAC 03G .0301-0303REPEALEDHTML | DOC
04 NCAC 03G .0401-0403REPEALEDHTML | DOC
04 NCAC 03G .0501REPEALED - RECORD AND BOOKKEEPING REQUIREMENTSHTML | DOC
04 NCAC 03G .0502REPEALED - ANNUAL REPORTHTML | DOC
04 NCAC 03G .0503-0504REPEALEDHTML | DOC
04 NCAC 03G .0601REPEALED - REVOCATION OR SUSPENSION; HEARINGSHTML | DOC
 
SubChapter HHTML | DOC
04 NCAC 03H .0101REPEALED - APPLICATION FEESHTML | DOC
04 NCAC 03H .0102REGIONAL BANK HOLDING COMPANY ACQUISITIONSHTML | DOC
04 NCAC 03H .0103BANK HOLDING COMPANY REGISTRATIONHTML | DOC
 
SubChapter IHTML | DOC
04 NCAC 03I .0101REPEALED - DEFINITIONS; FILINGSHTML | DOC
04 NCAC 03I .0201REPEALED - FINANCIAL REQUIREMENTS FOR MORTGAGE BANKERS AND MORTGAGE BROKERSHTML | DOC
04 NCAC 03I .0202-0203REPEALEDHTML | DOC
04 NCAC 03I .0204REPEALED - SURETY BONDHTML | DOC
04 NCAC 03I .0205-.0206REPEALEDHTML | DOC
04 NCAC 03I .0301-.0306REPEALEDHTML | DOC
04 NCAC 03I .0401-.0406REPEALEDHTML | DOC
04 NCAC 03I .0501-.0503REPEALEDHTML | DOC
04 NCAC 03I .0601-.0605REPEALEDHTML | DOC
04 NCAC 03I .0701-.0706REPEALEDHTML | DOC
 
SubChapter JHTML | DOC
04 NCAC 03J .0101DEFINITIONS; FILINGSHTML | DOC
04 NCAC 03J .0201APPLICATION FOR REGISTRATION AS A FACILITATORHTML | DOC
04 NCAC 03J .0202ISSUANCE OF A CERTIFICATE OF REGISTRATIONHTML | DOC
04 NCAC 03J .0203EXPIRATION AND RENEWALHTML | DOC
04 NCAC 03J .0204APPLICATION FOR RENEWAL OF CERTIFICATE OF REGISTRATIONHTML | DOC
04 NCAC 03J .0205NONTRANSFERABILITY OF CERTIFICATE OF REGISTRATIONHTML | DOC
04 NCAC 03J .0301CHECK CASHING SERVICESHTML | DOC
04 NCAC 03J .0302RECORD AND BOOKKEEPING REQUIREMENTSHTML | DOC
04 NCAC 03J .0303FILING AND POSTING OF FEE SCHEDULEHTML | DOC
04 NCAC 03J .0304DISCLOSURESHTML | DOC
04 NCAC 03J .0305AMENDMENTS TO APPLICATIONHTML | DOC
04 NCAC 03J .0306CESSATION OF OPERATIONSHTML | DOC
04 NCAC 03J .0401HEARINGSHTML | DOC
04 NCAC 03J .0402EXAMINATIONS, AUDITSHTML | DOC
 
SubChapter KHTML | DOC
04 NCAC 03K .0101DEFINITIONS; FILINGSHTML | DOC
04 NCAC 03K .0201APPLICATION FOR AUTHORIZATION AS A REVERSE MORTGAGE LENDERHTML | DOC
04 NCAC 03K .0202NOTIFICATION OF INTENT TO ENGAGE IN REVERSE MORTGAGE LENDINGHTML | DOC
04 NCAC 03K .0203CURRENT AUTHORIZED LENDER INFORMATIONHTML | DOC
04 NCAC 03K .0204ANNUAL REGISTRATION FEEHTML | DOC
04 NCAC 03K .0205CERTIFICATE OF AUTHORIZATIONHTML | DOC
04 NCAC 03K .0206NONTRANSFERABILITY OF CERTIFICATE OF AUTHORIZATIONHTML | DOC
04 NCAC 03K .0301MINIMUM NET WORTH REQUIREMENT FOR AUTHORIZED LENDER OR LENDERSHTML | DOC
04 NCAC 03K .0302SURETY BONDSHTML | DOC
04 NCAC 03K .0401CERTIFIED FINANCIAL STATEMENTSHTML | DOC
04 NCAC 03K .0402RECORD AND BOOKKEEPING REQUIREMENTSHTML | DOC
04 NCAC 03K .0403EXAMINATIONSHTML | DOC
04 NCAC 03K .0404WITHDRAWAL/TERMINATION OF AUTHORIZATION AS REVERSE MTG. LENDERHTML | DOC
04 NCAC 03K .0405IMPAIRMENT OF MINIMUM NET WORTH, AND SURETY BONDHTML | DOC
04 NCAC 03K .0501REVERSE MORTGAGE LENDER APPLICATION DISCLOSUREHTML | DOC
04 NCAC 03K .0502PERMITTED FEESHTML | DOC
04 NCAC 03K .0601COUNSELINGHTML | DOC
04 NCAC 03K .0701PROHIBITED ACTSHTML | DOC
04 NCAC 03K .0702ENFORCEMENT ACTIONSHTML | DOC
04 NCAC 03K .0703HEARINGSHTML | DOC
 
SubChapter LHTML | DOC
04 NCAC 03L .0101DEFINITIONSHTML | DOC
04 NCAC 03L .0102FILINGSHTML | DOC
04 NCAC 03L .0201APPLICATION FOR LICENSEHTML | DOC
04 NCAC 03L .0202FEESHTML | DOC
04 NCAC 03L .0301ISSUANCEHTML | DOC
04 NCAC 03L .0302NONTRANSFERABILITY OF LICENSEHTML | DOC
04 NCAC 03L .0303ANNUAL RENEWAL OF LICENSEHTML | DOC
04 NCAC 03L .0401POSTING OF LICENSE OR BRANCH CERTIFICATEHTML | DOC
04 NCAC 03L .0402SURRENDER OF LICENSEHTML | DOC
04 NCAC 03L .0403POSTING OF FEESHTML | DOC
04 NCAC 03L .0404-.0405REPEALEDHTML | DOC
04 NCAC 03L .0501BOOKS AND RECORDSHTML | DOC
04 NCAC 03L .0502EXAMINATIONS; INVESTIGATIONSHTML | DOC
04 NCAC 03L .0601AMENDMENTS TO INFORMATION ON FILE WITH THE COMMISSIONERHTML | DOC
04 NCAC 03L .0602EXPANSION OR RELOCATIONHTML | DOC
04 NCAC 03L .0603IMPAIRMENT OF FINANCIAL REQUIREMENTSHTML | DOC
04 NCAC 03L .0604REPEALED - REPORT OF INFORMATION TO COMMISSIONER FOR THE GENERAL ASSEMBLYHTML | DOC
 
SubChapter MHTML | DOC
04 NCAC 03M .0101DEFINITIONSHTML | DOC
04 NCAC 03M .0102NOTICESHTML | DOC
04 NCAC 03M .0201APPLICATIONHTML | DOC
04 NCAC 03M .0202NONTRANSFERABILITYHTML | DOC
04 NCAC 03M .0203NAME CHANGESHTML | DOC
04 NCAC 03M .0204EXPERIENCEHTML | DOC
04 NCAC 03M .0205financial responsibilityHTML | DOC
04 NCAC 03M .0206SURETY BONDHTML | DOC
04 NCAC 03M .0301EXPIRED - APPROVAL OF PROVIDERS AND COURSES OF STUDY; PROVIDER REQUIREMENTS; QUALIFIED WRITTEN TESTHTML | DOC
04 NCAC 03M .0302-.0303REPEALEDHTML | DOC
04 NCAC 03M .0401REPORTING REQUIREMENTSHTML | DOC
04 NCAC 03M .0402AMENDMENTS TO INFORMATION ON FILE WITH THE COMMISSIONERHTML | DOC
04 NCAC 03M .0403TERMINATION OF OPERATIONSHTML | DOC
04 NCAC 03M .0501RECORDS TO BE MAINTAINEDHTML | DOC
04 NCAC 03M .0502FORM AND LOCATION of recordsHTML | DOC
04 NCAC 03M .0601RESERVED FOR FUTURE CODIFICATIONHTML | DOC
04 NCAC 03M .0602SELLER DISCOUNTS FOR USE OF AFFILIATED MORTGAGE LENDER OR BROKERHTML | DOC
04 NCAC 03M .0701transfer of servicing rightsHTML | DOC
04 NCAC 03M .0702Requirements for Mortgage Servicers to Communicate Effectively with Borrowers Regarding LossHTML | DOC
04 NCAC 03M .0703Cessation of Foreclosure Activity During Pendency of Loss Mitigation REquestHTML | DOC
 
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