NCAC Table of Contents
NCAC
NCAC > Title 11 - Insurance > Chapter 12 - Life and Health Division
Chapter 12 (consolidated)Life and Health DivisionHTML | DOC
11 NCAC 12 .0101GENERAL PROVISIONSHTML | DOC
11 NCAC 12 .0102-0103REPEALEDHTML | DOC
11 NCAC 12 .0201PRE-EXISTING CONDITIONS AND RENEWABLE AT COMPANY OPTIONHTML | DOC
11 NCAC 12 .0202-0203REPEALEDHTML | DOC
11 NCAC 12 .0204NOTICE FOR REVISION OF RATES FOR NON-PROFIT SERVICE CORPHTML | DOC
11 NCAC 12 .0205-0207REPEALEDHTML | DOC
11 NCAC 12 .0208MEDICARE AND MEDICAID - BUYER'S GUIDEHTML | DOC
11 NCAC 12 .0301REPEALED - GENERAL PROVISIONSHTML | DOC
11 NCAC 12 .0302REPEALED - APPLICATION FOR INSURANCE REQUIREDHTML | DOC
11 NCAC 12 .0303REPEALED - REBATES ON INSURANCE COMPANIES EMPLOYEES: PROHIBITEDHTML | DOC
11 NCAC 12 .0304SEX DISCRIMINATION ON APPLICATIONSHTML | DOC
11 NCAC 12 .0305REPEALED - TWISTING OR OTHER PRACTICES INJURIOUS TO THE PUBLICHTML | DOC
11 NCAC 12 .0306LIFE: HEALTH AND ACCIDENT COVERAGES: POLICY OUT OF STATEHTML | DOC
11 NCAC 12 .0307REPEALED - FILING APPROVAL: LIFE: ACCIDENT AND HEALTH FORMSHTML | DOC
11 NCAC 12 .0308REPEALED - BANK CREDIT CARD FACILITY AVAILABLE FOR PREMIUM PAYMENTHTML | DOC
11 NCAC 12 .0309APPLICATION: BYLAWS: RULES: PART OF THE POLICY CONTRACTHTML | DOC
11 NCAC 12 .0310INDUSTRIAL INSURANCEHTML | DOC
11 NCAC 12 .0311REPEALED - LIMITATION ON AMOUNT OF CREDIT INSURANCE WRITTENHTML | DOC
11 NCAC 12 .0312ACCIDENTAL DEATH BENEFIT: INHALATION OF GAS: ETCHTML | DOC
11 NCAC 12 .0313DISABILITY BENEFIT: CONFINEMENT INDOORSHTML | DOC
11 NCAC 12 .0314REPEALED - INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTORHTML | DOC
11 NCAC 12 .0315-0316REPEALEDHTML | DOC
11 NCAC 12 .0317ORIGIN OF SICKNESS: DESCRIPTIONHTML | DOC
11 NCAC 12 .0318REPEALED - PREMIUM INCREASES: GROUPHTML | DOC
11 NCAC 12 .0319SUBROGATION PROHIBITEDHTML | DOC
11 NCAC 12 .0320SOUND HEALTH SHALL BE DEFINEDHTML | DOC
11 NCAC 12 .0321RATE FILING: HMOHTML | DOC
11 NCAC 12 .0322REGULAR CARE AND ATTENDANCE OF A PHYSICIANHTML | DOC
11 NCAC 12 .0323COMPLICATION OF PREGNANCYHTML | DOC
11 NCAC 12 .0324HIV AND AIDS DISCRIMINATION PROHIBITEDHTML | DOC
11 NCAC 12 .0325REPEALED - OCCUPATIONAL INJURIES OR DISEASESHTML | DOC
11 NCAC 12 .0326APPLICATION FOR INSURANCE REQUIREDHTML | DOC
11 NCAC 12 .0327REPEALED - y2k interim claim paymentsHTML | DOC
11 NCAC 12 .0328Eligible individual coverageHTML | DOC
11 NCAC 12 .0329SUBMISSION REQUIREMENTS: FORM AND RATE FILINGSHTML | DOC
11 NCAC 12 .0330NOTICE OF A CLOSED BLOCK OF INDIVIDUAL businessHTML | DOC
11 NCAC 12 .0331REPEALED - HEALTH INSURANCE RISK POOL NOTICE LANGUAGE REQUIREMENTSHTML | DOC
11 NCAC 12 .0332review/audit of third party administratorsHTML | DOC
11 NCAC 12 .0401REPEALED - LIFE: GENERAL NATUREHTML | DOC
11 NCAC 12 .0402REPEALED - FAMILY LIFE POLICIES AND DEPENDENT TERM RIDERSHTML | DOC
11 NCAC 12 .0403TERMINATION OF LIFE INSURANCE: EMPLOYEE-EMPLOYER CONTRACTSHTML | DOC
11 NCAC 12 .0404APPLICATIONS WHICH FINANCE THE FIRST YEAR'S PREMIUMHTML | DOC
11 NCAC 12 .0405LIFE INSURANCE: TOTAL AND PERMANENT DISABILITY BENEFITSHTML | DOC
11 NCAC 12 .0406GROUP LIFE INSURANCE: COLLECTION FEEHTML | DOC
11 NCAC 12 .0407GROUP LIFE INSURANCE: DEPENDENT BENEFITHTML | DOC
11 NCAC 12 .0408-0413REPEALEDHTML | DOC
11 NCAC 12 .0414REPEALED - GROUP LIFE: STATE EMPLOYEES: OTHER POLITICAL SUBDIVISIONHTML | DOC
11 NCAC 12 .0415LIFE APPLICATIONHTML | DOC
11 NCAC 12 .0416LIFE APPLICATION: GUARANTEED ISSUEHTML | DOC
11 NCAC 12 .0417-0418REPEALEDHTML | DOC
11 NCAC 12 .0419FILING AND APPROVAL OF VARIABLE ANNUITY CONTRACTSHTML | DOC
11 NCAC 12 .0420APPROVAL OF CONTRACTS: ADDITIONAL INFORMATION REQUIREDHTML | DOC
11 NCAC 12 .0421PREPARATION OF VARIABLE ANNUITY CONTRACT FILINGSHTML | DOC
11 NCAC 12 .0422CONTRACTS PROVIDING FOR VARIABLE BENEFITSHTML | DOC
11 NCAC 12 .0423REQUIRED REPORTS ON VARIABLE ANNUITY BUSINESSHTML | DOC
11 NCAC 12 .0424LIFE INSURANCE ADVERTISING: DEFINITIONSHTML | DOC
11 NCAC 12 .0425LIFE INSURANCE ADVERTISING: APPLICABILITYHTML | DOC
11 NCAC 12 .0426LIFE INSURANCE ADVERTISING: FORM AND CONTENTHTML | DOC
11 NCAC 12 .0427LIFE INSURANCE ADVERTISING: DISCLOSURE REQUIREMENTSHTML | DOC
11 NCAC 12 .0428LIFE INSURANCE ADVERTISING: IDENTITY OF INSURERHTML | DOC
11 NCAC 12 .0429LIFE INSURANCE ADVERTISING: LICENSING: STATUS OF INSURERHTML | DOC
11 NCAC 12 .0430LIFE INSURANCE ADVERTISING: STATEMENTS ABOUT THE INSURERHTML | DOC
11 NCAC 12 .0431LIFE INSURANCE ADVERTISING: ENFORCEMENT PROCEDURESHTML | DOC
11 NCAC 12 .0432LIFE INSURANCE ADVERTISING: ADVERTISING EXPENSEHTML | DOC
11 NCAC 12 .0433LIFE INSURANCE ADVERTISING: PRIOR REVIEW OR PRIOR APPROVALHTML | DOC
11 NCAC 12 .0434VARIABLE LIFE INSURANCE: DEFINITIONSHTML | DOC
11 NCAC 12 .0435QUALIFICATION OF INSURER TO ISSUE VARIABLE LIFE INSURANCEHTML | DOC
11 NCAC 12 .0436INSURANCE POLICY REQUIREMENTSHTML | DOC
11 NCAC 12 .0437RESERVE LIABILITIES FOR VARIABLE LIFE INSURANCEHTML | DOC
11 NCAC 12 .0438SEPARATE ACCOUNTSHTML | DOC
11 NCAC 12 .0439INFORMATION FURNISHED TO APPLICANTSHTML | DOC
11 NCAC 12 .0440APPLICATIONSHTML | DOC
11 NCAC 12 .0441REPORTS TO POLICYHOLDERSHTML | DOC
11 NCAC 12 .0442FOREIGN COMPANIESHTML | DOC
11 NCAC 12 .0443QUALIFICATION: FOR THE SALE OF VARIABLE LIFE INSURANCEHTML | DOC
11 NCAC 12 .0444REPEALED - SEPARABILITY ARTICLEHTML | DOC
11 NCAC 12 .0445INTEREST CHARGES ON MISSTATEMENT OF AGE OR SEXHTML | DOC
11 NCAC 12 .0446SOUND HEALTHHTML | DOC
11 NCAC 12 .0447FREE LOOK PROVISIONHTML | DOC
11 NCAC 12 .0448WAITING PERIODS ON LIFE INSURANCE RIDERSHTML | DOC
11 NCAC 12 .0449LIMITED INITIAL DEATH BENEFITHTML | DOC
11 NCAC 12 .0450REQUIREMENT FOR MODIFIED PREMIUM LIFE INSURANCEHTML | DOC
11 NCAC 12 .0451REPEALED - POLICY LOAN INTEREST RATESHTML | DOC
11 NCAC 12 .0452-0456REPEALEDHTML | DOC
11 NCAC 12 .0457REPEALED - CREDIT INSURANCE: AUTOMOBILE LEASESHTML | DOC
11 NCAC 12 .0458RESERVED FOR FUTURE CODIFICATIONHTML | DOC
11 NCAC 12 .0459RESERVED FOR FUTURE CODIFICATIONHTML | DOC
11 NCAC 12 .0460REPEALED - PREARRANGEMENT INSURANCE DISCLOSUREHTML | DOC
11 NCAC 12 .0461USE OF SENIOR-SPECIFIC CERTIFICATIONS AND PROFESSIONAL DESIGNATIONSHTML | DOC
11 NCAC 12 .0501REPEALED - ACCIDENT AND HEALTH: GENERAL NATUREHTML | DOC
11 NCAC 12 .0502REPEALED - RATE INCREASES FOR INDIVIDUAL AND BLANKET POLICIESHTML | DOC
11 NCAC 12 .0503WAITING PERIODHTML | DOC
11 NCAC 12 .0504REPEALED - APPROVAL OF FILING: 90 DAY DEEMER NOT IN EFFECTHTML | DOC
11 NCAC 12 .0505REPEALED - MAIL ORDER APPLICATION: ACCIDENT AND HEALTHHTML | DOC
11 NCAC 12 .0506MASS MARKETING APPLICATIONHTML | DOC
11 NCAC 12 .0507REPEALED - FRATERNAL ORDERS: SOCIETIES AND ASSOCIATIONSHTML | DOC
11 NCAC 12 .0508ACCIDENT AND HEALTH TRAVEL: NEWSPAPER SUBSCRIPTIONSHTML | DOC
11 NCAC 12 .0509ACCIDENT AND HEALTH INSURANCE: NATURAL DEATH BENEFITHTML | DOC
11 NCAC 12 .0510ACCIDENT AND HEALTH INSURANCE: TOTAL TEMPORARY DISABILITYHTML | DOC
11 NCAC 12 .0511GROUP ACCIDENT AND HEALTH INSURANCE: EXCLUSIONSHTML | DOC
11 NCAC 12 .0512ACCIDENT AND HEALTH INSURANCE: EFFECTIVE DATEHTML | DOC
11 NCAC 12 .0513ACCIDENT AND HEALTH: RIDER OR ELIMINATION ENDORSEMENTHTML | DOC
11 NCAC 12 .0514COORDINATION: GROUP A/H CONTRACT BENEFITS: GROUP COVERAGESHTML | DOC
11 NCAC 12 .0515REPEALED - COUNTERSIGNATURE BY AGENTHTML | DOC
11 NCAC 12 .0516ACCIDENT AND HEALTH ADVERTISING: RESPONSIBILITY OF INSURERHTML | DOC
11 NCAC 12 .0517ACCIDENT AND HEALTH ADVERTISING: DEFINITIONSHTML | DOC
11 NCAC 12 .0518ADVERTISING: DISCLOSURE OF REQUIRED INFORMATIONHTML | DOC
11 NCAC 12 .0519ACCIDENT AND HEALTH ADVERTISING: FORM AND CONTENTHTML | DOC
11 NCAC 12 .0520ACCIDENT AND HEALTH ADVERTISING: PROHIBITIONSHTML | DOC
11 NCAC 12 .0521ACCIDENT: HEALTH ADVERTISING: EXCEPTIONS AND LIMITATIONSHTML | DOC
11 NCAC 12 .0522ACCIDENT AND HEALTH ADVERTISING: PRE-EXISTING CONDITIONSHTML | DOC
11 NCAC 12 .0523ADVERTISING: RENEWABILITY AND TERMINATIONHTML | DOC
11 NCAC 12 .0524ACCIDENT AND HEALTH ADVERTISING: TESTIMONIALSHTML | DOC
11 NCAC 12 .0525ACCIDENT AND HEALTH ADVERTISING: USE OF STATISTICSHTML | DOC
11 NCAC 12 .0526ACCIDENT AND HEALTH ADVERTISING OF PLAN OR POLICIESHTML | DOC
11 NCAC 12 .0527REPEALED - ACCIDENT AND HEALTH ADVERTISING: COMPARISONS: STATEMENTSHTML | DOC
11 NCAC 12 .0528ACCIDENT AND HEALTH ADVERTISING: LICENSING AND STATUSHTML | DOC
11 NCAC 12 .0529ACCIDENT AND HEALTH ADVERTISING: IDENTITY OF INSURERHTML | DOC
11 NCAC 12 .0530ACCIDENT AND HEALTH ADVERTISING: GROUP IMPLICATIONSHTML | DOC
11 NCAC 12 .0531ADVERTISING: INTRODUCTORY OR SPECIAL OFFERSHTML | DOC
11 NCAC 12 .0532ACCIDENT: HEALTH ADVERTISING: STATEMENT ABOUT AN INSURERHTML | DOC
11 NCAC 12 .0533ACCIDENT AND HEALTH ADVERTISING: ADVERTISING FILEHTML | DOC
11 NCAC 12 .0534ACCIDENT AND HEALTH ADVERTISING: CERTIFICATE OF COMPLIANCEHTML | DOC
11 NCAC 12 .0535ACCIDENT AND HEALTH ADVERTISING: ADVERTISING EXPENSEHTML | DOC
11 NCAC 12 .0536ACCIDENT AND HEALTH ADVERTISING: PRIOR REVIEW OR APPROVALHTML | DOC
11 NCAC 12 .0537REPEALED - PRE-EXISTING CONDITIONS: INSURED'S AGE OVER 65HTML | DOC
11 NCAC 12 .0538ACCIDENT: HEALTH PROMOTIONAL MATERIAL: STICKERS REQUIREDHTML | DOC
11 NCAC 12 .0539NOTICE FOR REVISION OF RATES FOR NON-PROFIT SERVICE CORPHTML | DOC
11 NCAC 12 .0540BLANKET AND FRANCHISE POLICIESHTML | DOC
11 NCAC 12 .0541NOTICE OF CLAIM: CREDIT INSURANCEHTML | DOC
11 NCAC 12 .0542ACCIDENT AND HEALTH APPLICATION: GUARANTEED ISSUEHTML | DOC
11 NCAC 12 .0543POLICIES CONTAINING A PRE-EXISTING CONDITION EXCLUSIONHTML | DOC
11 NCAC 12 .0544POLICIES RENEWABLE AT THE OPTION OF THE COMPANYHTML | DOC
11 NCAC 12 .0545REPEALED - OFFSET OF INCREASED SOCIAL SECURITY: GROUP DISABILITYHTML | DOC
11 NCAC 12 .0546DIAGNOSIS OF CANCERHTML | DOC
11 NCAC 12 .0547REPEALED - WAITING PERIODHTML | DOC
11 NCAC 12 .0548INSURANCE FOR MEDICARE ELIGIBLEHTML | DOC
11 NCAC 12 .0549CONVERSION POLICIES: HOSPITAL ROOM RATESHTML | DOC
11 NCAC 12 .0550ORTHODONTIC COVERAGE LIMITATIONSHTML | DOC
11 NCAC 12 .0551CANCER INSURANCE REQUIREMENTSHTML | DOC
11 NCAC 12 .0552REPEALED - TEMPOROMANDIBULAR JOINT DYSFUNCTIONHTML | DOC
11 NCAC 12 .0553EXCESS INSURANCE: NON-DUPLICATION OF COVERAGEHTML | DOC
11 NCAC 12 .0554REPEALED - STOP-LOSS COVERAGE - REQUIREMENTSHTML | DOC
11 NCAC 12 .0555LONG-TERM CARE POLICY REQUIREMENTSHTML | DOC
11 NCAC 12 .0556HOME HEALTH CARE POLICY REQUIREMENTHTML | DOC
11 NCAC 12 .0557POLICIES CONTAINING A TERMINATION OR CANCELLATION PROVISIONHTML | DOC
11 NCAC 12 .0558REPEALED - PREMIUM REVISIONHTML | DOC
11 NCAC 12 .0559PRECERTIFICATIONHTML | DOC
11 NCAC 12 .0560REPEALED - UNIFORM CLAIM FORMSHTML | DOC
11 NCAC 12 .0561DEDUCTIBLES AND COPAYMENTS BASED ON REAL COSTHTML | DOC
11 NCAC 12 .0562UNEARNED PREMIUMHTML | DOC
11 NCAC 12 .0563WEIGHTED AVERAGE: MENTAL ILLNESS BENEFITS COVERAGEHTML | DOC
11 NCAC 12 .0601PURPOSE and scopeHTML | DOC
11 NCAC 12 .0602DEFINITION OF REPLACEMENTHTML | DOC
11 NCAC 12 .0603OTHER DEFINITIONSHTML | DOC
11 NCAC 12 .0604EXEMPTIONSHTML | DOC
11 NCAC 12 .0605DUTIES OF ProducersHTML | DOC
11 NCAC 12 .0606DUTIES OF the existing insurerHTML | DOC
11 NCAC 12 .0607DUTIES OF INSURERS THAT USE AGENTS OR BROKERS (effective until August 1, 2004)HTML | DOC
11 NCAC 12 .0608DUTIES OF INSURERS WITH RESPECT TO DIRECT RESPONSE SOLICITATIONSHTML | DOC
11 NCAC 12 .0609Violations and PENALTIESHTML | DOC
11 NCAC 12 .0610SEVERABILITYHTML | DOC
11 NCAC 12 .0611NOTICE REGARDING REPLACEMENTHTML | DOC
11 NCAC 12 .0612DUTIES OF REPLACING INSURERS THAT USE PRODUCERSHTML | DOC
11 NCAC 12 .0701LIMITATION ON AMNT OF CR LIFE/CR ACCIDENT/HEALTH INS WRITTENHTML | DOC
11 NCAC 12 .0702INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTORHTML | DOC
11 NCAC 12 .0703CALCULATION - UNEARNED PREMium REFunds: CRedit LIFE & CRedit ACCIDENT/HEALTH INSuranceHTML | DOC
11 NCAC 12 .0704MISSTATEMENT OF AGE: CREDIT LIFE AND HEALTH INSURANCEHTML | DOC
11 NCAC 12 .0705REPEALED - REFUND OF UNEARNED PREMium AT DEATH: CRedit LIFE/CRedit ACCIDENT/HEALTH INSuranceHTML | DOC
11 NCAC 12 .0706SUICIDE: CREDIT LIFE INSURANCEHTML | DOC
11 NCAC 12 .0707NOTICE OF CLAIM: CREDIT LIFE/CREDIT ACCIDENT/HEALTH INSURANCEHTML | DOC
11 NCAC 12 .0708AMOUNT/CRedit LIFE INSurance/TRANSactions OF GREATER THAN 120 MONTHS DURATIONHTML | DOC
11 NCAC 12 .0709UNIFORM DECREASING COVERAGE: CREDIT LIFEHTML | DOC
11 NCAC 12 .0710ACTUARIALLY EQUIVALENT: CREDIT LIFEHTML | DOC
11 NCAC 12 .0711MOTOR VEHICLE LEASESHTML | DOC
11 NCAC 12 .0712TRUNCATED COVERAGE NOTICEHTML | DOC
11 NCAC 12 .0713REVOLVING OR OPEN-END CREDIT INSURANCEHTML | DOC
11 NCAC 12 .0714REFUND OF UNEARNED PREMIUM FOR CREDIT INSURANCEHTML | DOC
11 NCAC 12 .0801-0814REPEALEDHTML | DOC
11 NCAC 12 .0815-.0816REPEALEDHTML | DOC
11 NCAC 12 .0817DEFINITIONSHTML | DOC
11 NCAC 12 .0818-.0822REPEALEDHTML | DOC
11 NCAC 12 .0823REPEALED - FILING REQUIREMENTS FOR OUT-OF-STATE GROUP POLICIESHTML | DOC
11 NCAC 12 .0824-.0830REPEALEDHTML | DOC
11 NCAC 12 .0831-0833REPEALEDHTML | DOC
11 NCAC 12 .0834REPEALED - PERMITTED COMPENSATION ARRANGEMENTSHTML | DOC
11 NCAC 12 .0835-.0838REPEALEDHTML | DOC
11 NCAC 12 .0839REPEALED - MEDICARE SELECT POLICIES AND CERTIFICATESHTML | DOC
11 NCAC 12 .0840-.0842REPEALEDHTML | DOC
11 NCAC 12 .0843NAIC MEDICARE SUPPLEMENT INSURANCE MINIMUM STANDARDS MODEL ACTHTML | DOC
11 NCAC 12 .0901REPEALED - ORGANIZATIONAL STRUCTUREHTML | DOC
11 NCAC 12 .0902-0903REPEALEDHTML | DOC
11 NCAC 12 .0904REPEALED - REQUIREMENTS FOR UTILIZATION REVIEWHTML | DOC
11 NCAC 12 .0905-0917REPEALEDHTML | DOC
11 NCAC 12 .0918-0919REPEALEDHTML | DOC
11 NCAC 12 .1001REPEALED - APPLICABILITY AND SCOPEHTML | DOC
11 NCAC 12 .1002DefinitionsHTML | DOC
11 NCAC 12 .1003POLICY DEFINITIONS; APPEALSHTML | DOC
11 NCAC 12 .1004POLICY PRACTICES AND PROVISIONSHTML | DOC
11 NCAC 12 .1005CONTINUATION OR CONVERSIONHTML | DOC
11 NCAC 12 .1006REQUIRED DISCLOSURE PROVISIONSHTML | DOC
11 NCAC 12 .1007PROHIBITION OF POST-CLAIMS UNDERWRITINGHTML | DOC
11 NCAC 12 .1008MINIMUM STANDARDS FOR HOME HEALTH CARE BENEFITSHTML | DOC
11 NCAC 12 .1009REQUIREMENT TO OFFER INFLATION PROTECTIONHTML | DOC
11 NCAC 12 .1010REQUIREMENTS FOR REPLACEMENTHTML | DOC
11 NCAC 12 .1011DISCRETIONARY POWERS OF COMMISSIONERHTML | DOC
11 NCAC 12 .1012RESERVE STANDARDSHTML | DOC
11 NCAC 12 .1013LOSS RATIOHTML | DOC
11 NCAC 12 .1014FILING REQUIREMENTHTML | DOC
11 NCAC 12 .1015STANDARD FORMAT OUTLINE OF COVERAGEHTML | DOC
11 NCAC 12 .1016PERMITTED COMPENSATION ARRANGEMENTSHTML | DOC
11 NCAC 12 .1017REQUIREMENTS FOR ADVERTISINGHTML | DOC
11 NCAC 12 .1018STANDARDS FOR MARKETINGHTML | DOC
11 NCAC 12 .1019REPLACEMENT POLICIESHTML | DOC
11 NCAC 12 .1020SHOPPER'S GUIDEHTML | DOC
11 NCAC 12 .1021REPORTINGHTML | DOC
11 NCAC 12 .1022PROTECTION AGAINST UNINTENTIONAL LAPSEHTML | DOC
11 NCAC 12 .1023INCONTESTABILITY PERIODHTML | DOC
11 NCAC 12 .1024PROHIBITED POLICY PRACTICEHTML | DOC
11 NCAC 12 .1025SUITABILITYHTML | DOC
11 NCAC 12 .1026NONFORFEITURE BENEFIT REQUIREMENTSHTML | DOC
11 NCAC 12 .1027REQUIRED DISCLOSURE OF RATING PRACTICES TO CONSUMERSHTML | DOC
11 NCAC 12 .1028PREMIUM RATE SCHEDULE INCREASESHTML | DOC
11 NCAC 12 .1029SCOPE AND APPLICATIONHTML | DOC
11 NCAC 12 .1030LONG-TERM CARE PARTNERSHIP STANDARDSHTML | DOC
11 NCAC 12 .1101APPLICATIONHTML | DOC
11 NCAC 12 .1102DEFINITIONSHTML | DOC
11 NCAC 12 .1103GENERAL REQUIREMENTSHTML | DOC
11 NCAC 12 .1104SPECIFIC REQUIREMENTS FOR CERTAIN OFFERSHTML | DOC
11 NCAC 12 .1105DISCLOSURE REQUIREMENTSHTML | DOC
11 NCAC 12 .1106DISABILITY INSURANCE PLANSHTML | DOC
11 NCAC 12 .1107DISCLOSURE OF CONSOLIDATION TO THE DEPARTMENTHTML | DOC
11 NCAC 12 .1201PURPOSE AND APPLICATIONHTML | DOC
11 NCAC 12 .1202DEFINITIONSHTML | DOC
11 NCAC 12 .1203TYPE OF PRODUCTHTML | DOC
11 NCAC 12 .1204ASSIGNEE/BENEFICIARYHTML | DOC
11 NCAC 12 .1205CRITERIA FOR PAYMENTHTML | DOC
11 NCAC 12 .1206DISCLOSURESHTML | DOC
11 NCAC 12 .1207EFFECTIVE DATE OF THE ACCELERATED BENEFITSHTML | DOC
11 NCAC 12 .1208WAIVER OF PREMIUMSHTML | DOC
11 NCAC 12 .1209DISCRIMINATIONHTML | DOC
11 NCAC 12 .1210ACTUARIAL STANDARDSHTML | DOC
11 NCAC 12 .1211ACTUARIAL DISCLOSURE AND RESERVESHTML | DOC
11 NCAC 12 .1212LONG-TERM CARE BENEFITS ACCELERATIONHTML | DOC
11 NCAC 12 .1301DEFINITIONSHTML | DOC
11 NCAC 12 .1302SCOPEHTML | DOC
11 NCAC 12 .1303POLICY FORMS AND APPROVALSHTML | DOC
11 NCAC 12 .1304COMPLIANCEHTML | DOC
11 NCAC 12 .1305PROHIBITED ACTSHTML | DOC
11 NCAC 12 .1306REPEALED - REINSURANCE POOLHTML | DOC
11 NCAC 12 .1307GUARANTEED ISSUE AND RENEWALHTML | DOC
11 NCAC 12 .1308ELECTIONS BY CARRIERSHTML | DOC
11 NCAC 12 .1309FAIR MARKETING STANDARDSHTML | DOC
11 NCAC 12 .1401APPLICABILITY AND SCOPEHTML | DOC
11 NCAC 12 .1402DEFINITIONSHTML | DOC
11 NCAC 12 .1403GENERAL REQUIREMENTSHTML | DOC
11 NCAC 12 .1404DISCLOSURE REQUIREMENTSHTML | DOC
11 NCAC 12 .1501DEFINITIONSHTML | DOC
11 NCAC 12 .1502REQUIREMENTS FOR USE OF HCFA FORM 1450 (UB92)HTML | DOC
11 NCAC 12 .1503REQUIREMENTS FOR USE OF HCFA FORM 1500HTML | DOC
11 NCAC 12 .1504REQUIREMENTS FOR USE OF THE CURRENT ADA DENTAL CLAIM FORMHTML | DOC
11 NCAC 12 .1505MANAGED CARE FORMSHTML | DOC
11 NCAC 12 .1506ELECTRONIC FORMAT STANDARDSHTML | DOC
11 NCAC 12 .1507ATTACHMENT FORM OR FORMATHTML | DOC
11 NCAC 12 .1508MEDICARE SUPPLEMENT PAYORSHTML | DOC
11 NCAC 12 .1509PATIENT SUBMITTED CLAIM FORMSHTML | DOC
11 NCAC 12 .1601DEFINITIONSHTML | DOC
11 NCAC 12 .1602GENERAL REQUIREMENTSHTML | DOC
11 NCAC 12 .1603DISCLOSURE REQUIREMENTSHTML | DOC
11 NCAC 12 .1604ACCOUNTINGHTML | DOC
11 NCAC 12 .1701-.1709REPEALEDHTML | DOC
11 NCAC 12 .1710DEFINITIONSHTML | DOC
11 NCAC 12 .1711license requirementsHTML | DOC
11 NCAC 12 .1712Viatical settlement brokersHTML | DOC
11 NCAC 12 .1713Standards for evaluation of reasonable paymentsHTML | DOC
11 NCAC 12 .1714Reporting requirementsHTML | DOC
11 NCAC 12 .1715General rulesHTML | DOC
11 NCAC 12 .1716CONTRACTS AND PAYMENT OF PROCEEDSHTML | DOC
11 NCAC 12 .1717advertising MATERIALHTML | DOC
11 NCAC 12 .1718disclosureHTML | DOC
11 NCAC 12 .1719prohibited practicesHTML | DOC
11 NCAC 12 .1720insurance company practicesHTML | DOC
11 NCAC 12 .1801APPLICABILITYHTML | DOC
11 NCAC 12 .1802DEFINITIONSHTML | DOC
11 NCAC 12 .1803GENERAL REQUIREMENTSHTML | DOC
11 NCAC 12 .1804DISCLOSURE REQUIREMENTSHTML | DOC
11 NCAC 12 .1901DEFINITIONSHTML | DOC
11 NCAC 12 .1902UNFAIR OR DECEPTIVE ACTS OR PRACTICESHTML | DOC
11 NCAC 12 .1903JUSTIFICATION OF ADVERSE INSURANCE DECISIONSHTML | DOC
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